Easiest Way To Save $96,000

Before I show you the easiest way to save $96,000 (yep you read that right! 💸)…

I have to share something with you that I created a couple weeks ago that has been a HUGE game-changer in my productivity.

Have you heard of a Kan Ban Board?? I certainly never had!

Here’s the one I made!

Personal Kanban is a method for visualizing, mapping, and managing your tasks and projects.

It works unbelievably well for anyone (like me!) who:

• Procrastinates getting started with tasks that test their skills

• Switches tasks often and usually before finishing something important, or

• Never sticks with a digital to-do list or tool (you’re perpetually "just testing it out.")

What makes this different from other organization systems I've tried is that it's completely visual and tangible.

No getting lost in endless digital to-do lists or forgetting about important tasks buried in my phone somewhere.

The best part? While most productivity tools cost a fortune in subscription fees, I created my entire Kanban setup for around $20 at Kmart.

Want to try it yourself? My friend Claire offers a fantastic (and free!) 3-day challenge that walks you through the entire setup process. Free 3-day Kan Ban challenge 

She breaks it down into simple, doable steps that even the most organization-resistant person (like me!) can follow.

If you give it a shot, I'd love to hear how it works for you! ✨

How Small Moves Can Make BIG Impacts

Your past poll responses have been flooding in (thank you for all your thoughtful comments on the weekly polls! I read and appreciate all of them 💫).

One theme keeps emerging: many of you have set ambitious debt-reduction goals for 2025.

Whether it's personal debt, credit cards, or mortgages, you're ready to break free from these financial constraints so you can reach your owner goals.

And I get it - imagine what you could accomplish without those monthly payments weighing you down.

Think about the investments you could make in your business, the opportunities you could seize, the growth you could fuel...

Think paying off debt requires huge sacrifices? Think again.

One of the biggest myths about debt reduction is that you need massive changes to make a difference.

The truth? Even small, consistent actions can create remarkable results.

Let me show you something that might surprise you.

Here's what happens when you add just $30 extra per week to your minimum payments:

That's right - just $30 a week (about the cost of two takeout meals) could save you thousands and free you from debt years sooner.

But here's where it gets really interesting...

Remember when I promised to show you how to save $96,000? Here it is.

If you're ready to tackle your mortgage, check out these game-changing numbers:

(figures based on a 30 year, $300,000 mortgage at 6% interest rate)

Yes, you read that right. Adding just $50 to your weekly mortgage payment could save you over $96,000 in interest and shave more than 7 years off your loan!

Now, not all debt is created equal - I already discussed productive debt vs consumptive debt (good debt vs bad debt) in the past in case you missed it.

So many savvy investors choose to tackle personal (consumptive) debt first, then use those freed-up funds for ownership investments - a smart strategy!

But once you've reached your ownership goals, redirecting those extra funds to your mortgage can create incredible long-term savings.

Now that you've seen the incredible impact of small extra payments, let's talk about how to make it happen….

First, you'll need to find that extra cash in your budget. I've written detailed guides on this before - check out [Show Me The Money] and [Finding Hidden Business Capital].

Once you've identified your extra funds, it's time to choose your debt-crushing strategy.

There are two proven methods, and choosing the right one can make the difference between success and frustration:

The Avalanche Method: Your Mathematical Best Friend (my personal favorite!)

This approach targets high-interest debt first - think of it as stopping the biggest money leak first. You'll:

• List your debts from highest to lowest interest rate

• Make minimum payments on everything

• Channel all extra money to that highest-interest debt first

• Once it's gone, move to the next highest interest debt

The Avalanche method is perfect if you love efficiency and want to save the most money possible in interest.

But fair warning: it might take a while to see your first debt disappear if your highest-interest debt has a large balance.

The Snowball Method: Your Motivation Machine

This strategy is all about quick wins and momentum. Here's how it works:

• Arrange your debts from smallest to largest balance

• Keep up minimum payments on everything

• Pour all extra money into the smallest debt

• Celebrate each win as you knock out debts one by one

While you might pay a bit more in interest over time, the psychological boost of early wins can be incredibly powerful.

There's nothing quite like seeing that first debt disappear to fuel your motivation!

The Hybrid Approach: Start with the Snowball method to knock out a couple of small debts quickly.

Once you've built up confidence and momentum, switch to the Avalanche method for those bigger, high-interest debts.

It's like getting the best of both worlds - early motivation plus long-term savings.

Remember: the best method is the one you'll stick with.

Whether you choose Avalanche, Snowball, or the Hybrid approach, the key is consistency with those extra payments we talked about earlier.

As little as $30 a week could save you thousands and slash years off your debt. That's the price of a few coffees for potentially life-changing results.

Just imagine: Every extra dollar you put toward your debt today is a step toward tomorrow’s freedom.

That's fewer monthly payments holding you back, more opportunities to invest in your business, and a clearer path to achieving your biggest goals.

Here's to taking those small steps towards the ultimate goal!

Because sometimes the smallest changes create the biggest transformations. 🎯

P.S. Don't forget to let me know if you try out the Kanban board system I mentioned at the start - I hope it helps shift your productivity as much as it has mine!

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